- MORTGAGE HELP
- LOAN MOD NEWS
- LOAN MODIFICATION
- EN ESPANOL
Are Your Behind on Your Mortgage Payments or
Facing a Possible Foreclosure?
A loan modification is the process of modifying ones mortgage payment through the means of negotiating between the home buyer and mortgage lender.Types of Loan Modifications
There are many types of mortgage modifications, each having advantages for all situations. A home loan modification can benefit ones mortgage in the following ways:
- Reduction of loan interest rate
- Change adjustable rate to a fixed rate
- Reduction of penalties, such as late fees
- Expanding the term of the loan
- Prorating monthly payments based off of household income
- Reduction principal balance
Recently President Obama announced a $75 million dollar initiative called the Homeowner Affordability and Stability Plan (HASP). This is comprised of two parts:
Home Affordable Modification - This allows homeowners to greatly reduce their monthly mortgage by reducing the payments on their loans. This plan helps people even if their loan is not owned by Fannie Mae or Freddie Mac.
The Home Affordable Modification Program (HAMP) is a government subsidized program to assist borrowers to reduce their total mortgage payments, based off of their monthly household gross income.
There are several programs that can help save your home with a Loan Modification. Our expert loan modification specialists have assisted thousands of homeowners by providing straight answers and workable solutions.
National Preservation Company has helped many homeowners modify their home loan. We work with A+ loan underwriters with over 20 years of experience in dealing with mortgage lenders on behalf of borrowers. We have a terrific track record, and we are confident we can help you too.
By providing as much information as possible, we will analyze your situation to ensure you will be a good candidate for home loan modification.
We have a strict Policy, and your information will not be used for any other purpose than to provide you with a free phone consultation of whether or not a mortgage modification or loan restructure is right for you .
You can qualify if you meet ONE of the following:
- Interest rate above 6%
- Unaffordable Payments
- Adjustable Rate Loan
- Victim of Predatory Loan
- Delinquent payments
- Current or Pending Foreclosure
- Negative Equity
- Catch Up on Payments
The consultation is 100% cost FREE!
Tell us about your Loan fill in the requirements and a Senior Intake Counsler will contact you as soon as possible.
IMPORTANT - PLEASE READ: Although we attempt to ensure all information is accurate, the information contained on this page should not be considered financial or legal advice. National Preservation Company is neither a, mortgage lender, or government agency. Any reference to "government" or "Obama" loan modifications strictly refer to the government initiatives Homeowner Affordability and Stability Plan (HASP) or Home Affordable Modification Program (HAMP) signed into initiative during President Obama's 2008-2012 term. This website has no affiliations with any governments or government agencies.
Although loan modifications work with most lending institution. National Preservation Company does not have a direct relationship with, or influence over, any lending institutions mentioned in any keywords, ads, or content of this website.
By providing your contact information on this website, you agree to be contacted by one of our affiliates in regards to loan modification services even though you may have your phone number listed on the Do No Call database maintained by a local, state, or federal agency.
National Preservation Company
1010 N Central Ave
Glendale, CA 91202